Roth Limit 2025. For 2025, to contribute the maximum amount, your modified adjusted gross income (magi) must be less than $150,000 (up from $146,000 last year) if single or less than. Current law says employers must enable employees to participate in the company's 401(k) plan, if available, when workers meet.
In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750. The maximum roth ira contribution limit for 2025 is the same as for 2024, which is $7,000 for those under 50, and an additional $1,000 in catch up contribution for those 50.